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The 2014 Hurricane Season officially begins June 1.

Are you prepared Hurricane picture

The Atlantic hurricane season starts June 1 and ends November 30, with hurricanes most commonly making U.S. landfall in the months of August, September, and October.

On Thursday 5/22/2014, The U.S. National Oceanic and Atmospheric Administration predicted a “near or below normal” 2014 Atlantic hurricane season, with eight to 13 tropical storms and three to six hurricanes, one or two of which would reach major Category 3 status. Although these predictions are relatively low in comparison to prior years, one hurricane can do serious damage.  In 1992, Hurricane Andrew made landfall after a relatively calm early season. This Category 5 storm and its aftermath killed 65 people and caused about $40 billion in damage.

Being prepared should be a top priority for agencies and homeowners.

Agencies should be having an emergency response plan and IT disaster recovery plan in place. Disaster recovery plans have become crucial in nearly every industry, but they are especially important for insurance agencies, since their clients expect to be able to reach them after a storm.  Ready Business, can assist agencies to develop a preparedness program by providing tools that address the impact of many hazards, including technology-related hazards.  They even offer a free online business preparedness assessment. For more information visit

Homeowners, should review their insurance policies to be sure what coverage they have in place. Keep in mind that Access Home Insurance Company (Access Home) policies do not cover flood damage.  Homeowners should contact their agent with any questions about their coverage or to purchase a separate flood insurance policy.

Homeowners should also have an emergency response plan and supply kit on hand. For details, refer to How to Create an Emergency Supply Kit.

For additional information on disaster preparedness and resources, visit

If you do not currently have an Access Home Insurance Company insurance policy and would like more information, visit us at and click on Find an Agent to locate an agent nearest you.