Dwelling Fire Insurance (DP-3)

A Dwelling Fire Policy will pay to repair, rebuild, or replace damaged property against loss from a covered peril. Some Dwelling Fire policies also provide liability coverage.*

Owner Occupied – A Dwelling Fire Insurance Policy covers your
home and personal property against a loss from fire and other
limited perils.

Perils covered include:

• Fire
• Lightning
• Hail
• Hurricane/wind

Non-Owner Occupied – This Dwelling Fire Insurance Policy is sometimes referred to as a Landlord’s Policy.  This policy covers you
if you own a rental home.  This policy will pay to repair, rebuild, or
replace property with damage resulting from a covered peril.

Other Features:

• Coverage on homes:
• With pool slides, diving boards or trampolines**
• With unfenced pools, hot tubs or bodies of water on the premises**
• Easy online bill pay

* Not available on policies depopulated from Louisiana Citizens.
** Liability coverage associated with these features is excluded.

Note:  Certain limitations, exclusions, and restrictions may apply.  Coverage is not available in all states.  Depending on policy type and/or coverage selected, some losses may be settled at actual cash value and may be subject to a deductible.