A Dwelling Fire Policy will pay to repair, rebuild, or replace damaged property against loss from a covered peril. Some Dwelling Fire policies also provide liability coverage.*
Owner Occupied – A Dwelling Fire Insurance Policy covers your
home and personal property against a loss from fire and other
Non-Owner Occupied – This Dwelling Fire Insurance Policy is sometimes referred to as a Landlord’s Policy. This policy covers you
if you own a rental home. This policy will pay to repair, rebuild, or
replace property with damage resulting from a covered peril.
* Not available on policies depopulated from Louisiana Citizens.
** Liability coverage associated with these features is excluded.
Note: Certain limitations, exclusions, and restrictions may apply. Coverage is not available in all states. Depending on policy type and/or coverage selected, some losses may be settled at actual cash value and may be subject to a deductible.