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Is your home ready for cooler weather?

Roof with leavesOctober is a symphony of permanence and change.
~ Bonaro W. Overstreet.

Yes it is, and also the perfect time to start protecting your home against fall and winter damage.

Wind, hail, and damage caused by rain are among the most common causes of property damage, occurring mostly to the roof. In addition to these weather-related damages, fallen trees limbs and general lack of maintenance and care can also lead to a damaged roof and the home itself through leaking water and rotting.

To keep your roof in good condition, we suggest the following:

Leaky Window


In addition, leaky windows and doors can allow rain and cold air to get into the house. Check and repair caulking around doors and windows that show signs of deterioration.

You may want to consider having your home inspected for wind mitigation. Wind mitigation refers to the hardening of your home against damage from a windstorm. Policyholders who take the proper steps to make their homes more resistant to wind are eligible for a discounts off their Access Home Insurance premium. Learn more about wind mitigation.



Don’t forget the chimney!

Chimney fires are caused by buildup of material inside the flue of a chimney. Consider having your chimney professionally cleaned by a CSIA Certified Chimney Sweep, they will inspect your solid fuel venting system annually, clean and make repairs where needed.

Your professional sweep may have other maintenance recommendations depending on how you use your fireplace or stove.


Other house hazards.