Welcome to Access Home Insurance!
Important information regarding your policy:
Your agent has allowed Access Home Insurance to assume your Louisiana Citizens residential insurance policy effective December 1, 2015. This means that Access Home Insurance will be responsible for any claims on your policy from that date forward until your policy expires.
To file a claim, contact your agent or call 1.888.671.2442.
If your current Louisiana Citizens policy expires on or before February 29, 2016, you will receive a renewal offer from Louisiana Citizens. Access Home Insurance will offer coverage at the next annual renewal thereafter.
If your current Louisiana Citizens policy expires on or after March 1, 2016, you will receive a renewal offer directly from Access Home Insurance.
What do you need to do?
Not a thing. Access Home Insurance will work directly with your agent and Louisiana Citizens to ensure a smooth transition. Your current policy remains in force with no change in terms and conditions.
Contact your agent if you have questions. You can locate their contact information here: “Find an Agent” or in the “Policyholder” section of our website, under “Find an Agent”.
Access Home Insurance is ad admitted Louisiana-domiciled insurance carrier with headquarters in Baton Rouge. It is owned and operated by insurance professionals with over 100 years combined experience in property and catastrophe insurance. We understand what it takes to get policyholders back on their feet as quickly as possible after a loss.
Access Home Insurance has earned a financial stability Rating of A, Exceptional from Demotech, Inc.
For more information about Demotech or FSRs, visit www.demotech.com.
Questions: contact your agent.
BACK TO SCHOOL
It is very important that parents, guardians, staff and students are aware of the major hazards a school might face and they should understand the procedures to follow if a severe weather should occur.
The most important part of safety in schools is to develop an effective plan tailored to your building’s design to ensure optimal safety. A lot of schools implement outdated plans, or plans which do not take into account the specifics of their respective building structures. This can be dangerous, considering that every school is built differently.
Ultimately, the school administrators need to evaluate the time, space, traffic flow and coordination needed to direct all the children and staff to safe areas in an organized manner. This will require running several customized drills each tailored to individual buildings.
Portable classrooms, also known as a “demountables”, are portable buildings installed at schools for temporary classroom space. All severe weather safety plans must include getting students out of portable classrooms and into a safe area in the main building of the school as quickly as possible. Once a severe weather alert is issued, students should be evacuated from these portable classrooms immediately.
Large, open-span areas, such as gymnasiums, auditoriums, and lunchrooms, can be very dangerous during severe weather, and should not be used for sheltering people. These open area rooms are vulnerable to inherent structural weaknesses and a lack of adequate roof support, making them prone to collapsing in stronger winds or in severe weather conditions.
SOME ADVANCE STRATEGIES
A carefully developed drill should be conducted several times a year to keep students and staff in good practice, and to eliminate problems. Also, large and easy to read maps or signs should be posted throughout the hallways directing people to the safe areas.
•If a storm watch is issued, administrators should monitor the storm carefully.
•If the school’s alarm system relies on electricity, there should also be a compressed air horn or megaphone to sound the alert in case of a power failure.
•All schools should develop plans for disabled students.
•All schools should designate someone to be trained to turn off electricity and gas promptly and safely should the need arise.
•Assemblies or lunch in large rooms should be postponed or moved if severe weather is approaching.
Information from: Weather Ready Nation and Ready.gov
In observance of New Years, Access Home Insurance will be closed on the following dates:
December 31, 2014 – Closing at 1pm (Central Time)
January 1, 2015 – Closed
January 2, 2015 – Closed
Our claims hotline remains available to you and your clients 24/7 at 888-671-AHIC (2442).
Access Home Insurance wishes you a wonderful New Year!
It may not feel like it, but 2014 is almost over! Access Home Insurance would like to thank all of our agents and policyholders for their business in 2014 and we look forward to working with you in the years to come.
Counting down to the most popular Access Home Insurance news posts of 2014, here are the top five our audience found interesting. If you missed any of these, click on the links to read the articles in their entirety. Don’t forget to share them with your clients, family, and friends.
We look forward to bringing you quality news and information in 2015! If you have any suggestions or requests for news articles please send us your thoughts. Email us.
1. Struggling to find homeowner’s insurance with your beloved pet? Pet owners will be glad to know that Access Home Insurance Company (Access Home Insurance) provides insurance coverage for homeowners with exotic pets and animals – even certain types of ‘vicious’ breeds such as Pit Bulls, Dobermans, and Rottweiler’s. Read more.
2. Homeowner’s Concerned about Property but Content Inventories Remain Rare Despite big storms and wildfires highlighting the need, home inventories are rare, say industry experts. Read more.
3. Access Home Insurance Breaking News – Dwelling Product Enhancements Agents – We’ve made some enhancements to our DP-3 program and Wind and Hail Coverage. Read more.
4. 6 Tips on Fireproofing Your Home More cooking fires occur during the holidays than any other time of the year; many as a result of turkey frying, which has grown in popularity in recent years. Keeping your home and your family safe is your number one priority. Read more.
5. Access Home Insurance Receives Authorization to assume nearly 6,900 polices. In a formal press released today, Access Home Insurance Company (Access) has received authorization to depopulate nearly 6,900 policies and over $13 million in premium from Louisiana Citizens Property Insurance Corporation (LA Citizens), the state-run “insurer of last resort”. Read the full press release.