Hurricane season runs from June 1 to November 30.
Before the Storm:
During the Storm:
After the Storm:
LA Governor’s Office of Homeland Security, Tips for Power Outages, Emergency Preparedness for Pets, NOAA Hurricane Center, Prepare Your Business for Catastrophic Storms, Ready.gov Hurricane Resources, American Red Cross.
Welcome to Access Home Insurance!
Important information regarding your policy:
Your agent has allowed Access Home Insurance to assume your Louisiana Citizens residential insurance policy effective December 1, 2015. This means that Access Home Insurance will be responsible for any claims on your policy from that date forward until your policy expires.
To file a claim, contact your agent or call 1.888.671.2442.
If your current Louisiana Citizens policy expires on or before February 29, 2016, you will receive a renewal offer from Louisiana Citizens. Access Home Insurance will offer coverage at the next annual renewal thereafter.
If your current Louisiana Citizens policy expires on or after March 1, 2016, you will receive a renewal offer directly from Access Home Insurance.
What do you need to do?
Not a thing. Access Home Insurance will work directly with your agent and Louisiana Citizens to ensure a smooth transition. Your current policy remains in force with no change in terms and conditions.
Contact your agent if you have questions. You can locate their contact information here: “Find an Agent” or in the “Policyholder” section of our website, under “Find an Agent”.
Access Home Insurance is ad admitted Louisiana-domiciled insurance carrier with headquarters in Baton Rouge. It is owned and operated by insurance professionals with over 100 years combined experience in property and catastrophe insurance. We understand what it takes to get policyholders back on their feet as quickly as possible after a loss.
Access Home Insurance has earned a financial stability Rating of A, Exceptional from Demotech, Inc.
For more information about Demotech or FSRs, visit www.demotech.com.
Questions: contact your agent.
BACK TO SCHOOL
It is very important that parents, guardians, staff and students are aware of the major hazards a school might face and they should understand the procedures to follow if a severe weather should occur.
The most important part of safety in schools is to develop an effective plan tailored to your building’s design to ensure optimal safety. A lot of schools implement outdated plans, or plans which do not take into account the specifics of their respective building structures. This can be dangerous, considering that every school is built differently.
Ultimately, the school administrators need to evaluate the time, space, traffic flow and coordination needed to direct all the children and staff to safe areas in an organized manner. This will require running several customized drills each tailored to individual buildings.
Portable classrooms, also known as a “demountables”, are portable buildings installed at schools for temporary classroom space. All severe weather safety plans must include getting students out of portable classrooms and into a safe area in the main building of the school as quickly as possible. Once a severe weather alert is issued, students should be evacuated from these portable classrooms immediately.
Large, open-span areas, such as gymnasiums, auditoriums, and lunchrooms, can be very dangerous during severe weather, and should not be used for sheltering people. These open area rooms are vulnerable to inherent structural weaknesses and a lack of adequate roof support, making them prone to collapsing in stronger winds or in severe weather conditions.
SOME ADVANCE STRATEGIES
A carefully developed drill should be conducted several times a year to keep students and staff in good practice, and to eliminate problems. Also, large and easy to read maps or signs should be posted throughout the hallways directing people to the safe areas.
•If a storm watch is issued, administrators should monitor the storm carefully.
•If the school’s alarm system relies on electricity, there should also be a compressed air horn or megaphone to sound the alert in case of a power failure.
•All schools should develop plans for disabled students.
•All schools should designate someone to be trained to turn off electricity and gas promptly and safely should the need arise.
•Assemblies or lunch in large rooms should be postponed or moved if severe weather is approaching.
Information from: Weather Ready Nation and Ready.gov
In observance of New Years, Access Home Insurance will be closed on the following dates:
December 31, 2014 – Closing at 1pm (Central Time)
January 1, 2015 – Closed
January 2, 2015 – Closed
Our claims hotline remains available to you and your clients 24/7 at 888-671-AHIC (2442).
Access Home Insurance wishes you a wonderful New Year!