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Dwelling Fire Insurance (DP-3)

A Dwelling Fire Policy will pay to repair, rebuild, or replace damaged property against loss from a covered peril. Some Dwelling Fire policies also provide liability coverage.*

Owner Occupied – A Dwelling Fire Insurance Policy covers your
home and personal property against a loss from fire and other
limited perils.

Perils covered include:DP3 Discounts

  • Fire
  • Lightning
  • Hail
  • Hurricane/wind

Non-Owner Occupied – This Dwelling Fire Insurance Policy is sometimes referred to as a Landlord’s Policy.  This policy covers you
if you own a rental home.  This policy will pay to repair, rebuild, or
replace property with damage resulting from a covered peril.

Other Features:

  • Coverage on homes:
  • With pool slides, diving boards or trampolines**
  • With unfenced pools, hot tubs or bodies of water on the premises**
  • Easy online bill pay

* Not available on policies depopulated from Louisiana Citizens.
** Liability coverage associated with these features is excluded.

Note:  Certain limitations, exclusions, and restrictions may apply.  Coverage is not available in all states.  Depending on policy type and/or coverage selected, some losses may be settled at actual cash value and may be subject to a deductible.